These Terms of Use (“Terms”) govern your access to and use of pillarstarcapital.com and any related websites, pages, forms, portals, communications, content, and online services operated by PillarStar Capital.
PillarStar Capital is operated by THE SHIP GROUP CAPITAL CORPORATION (“PillarStar,” “Company,” “we,” “us,” or “our”).
By accessing or using this website, submitting information, or using our online services, you agree to these Terms and our Privacy Policy . If you do not agree with these Terms, you should not use this website.
By accessing, browsing, submitting information through, or otherwise using the website, you acknowledge that you have read, understood, and agree to be bound by these Terms.
If you are using this website on behalf of a business or other legal entity, you represent that you have authority to act on behalf of that entity and bind it with respect to information you submit and services you request.
You must be at least 18 years old and legally capable of entering into binding agreements to use services that require an application, authorization, or transaction.
Business financing inquiries submitted through PillarStar Capital are intended for commercial and business purposes. You agree not to submit a business financing request for personal, family, or household purposes.
PillarStar Capital provides business capital-related services that may include application assistance, financing placement, referral, brokerage, transaction coordination, business funding support, and related services.
Depending on the transaction, PillarStar may work with independent lenders, funders, financial institutions, financing companies, underwriting providers, brokers, referral partners, or other third-party capital providers.
Unless PillarStar is specifically identified in definitive written transaction documents as the provider of financing, the financing product is provided by the applicable third-party provider and is governed by that provider's agreements, disclosures, underwriting requirements, and terms.
Completing an application, submitting documents, speaking with a funding specialist, receiving a preliminary estimate, or being matched with a potential provider does not constitute approval or a commitment to provide financing.
Financing is subject to applicable underwriting, verification, documentation, provider requirements, eligibility criteria, and final approval.
Funding amounts, rates, fees, repayment or remittance terms, payment frequency, duration, and other transaction terms may vary based on the applicant, business, financing product, provider, and underwriting results.
PillarStar Capital does not guarantee that:
You agree that information and documents you provide to PillarStar Capital will be truthful, accurate, current, complete, and not misleading.
You agree not to provide altered, fraudulent, fabricated, unauthorized, or misleading documents or information.
You authorize PillarStar Capital and its service providers to use the information you submit for the purposes described in our Privacy Policy, including reviewing and processing your request and communicating with you.
Any credit inquiry, bank verification, identity verification, electronic access authorization, or other authorization requiring separate consent will be governed by the applicable authorization or agreement presented to you during the application or underwriting process.
PillarStar Capital may transmit information you provide to third-party financing providers or other partners for the purpose of evaluating, facilitating, processing, or potentially providing a financing transaction.
Third-party providers are independent businesses and may establish their own underwriting criteria, pricing, approval requirements, documentation standards, privacy practices, and contractual terms.
You are responsible for carefully reviewing all financing agreements, disclosures, authorizations, fees, payment obligations, and other transaction documents before entering into a financing arrangement.
Certain portions of the website may contain information regarding investment-related activities, opportunities, projects, companies, transactions, or other financial matters.
Nothing on this website should be relied upon as a guarantee of investment performance, return, profit, income, liquidity, valuation, or preservation of capital.
Investments may involve substantial risk, including the possible loss of some or all invested capital.
Any actual offer, sale, subscription, or investment transaction will be subject to the applicable definitive agreements, disclosures, offering materials, eligibility requirements, risk factors, and applicable law. Information contained on this website does not replace those documents.
Prospective investors should conduct their own evaluation and consult their own legal, tax, accounting, and financial professionals before making an investment decision.
Information provided on this website is for general informational purposes. PillarStar Capital does not provide legal, tax, accounting, or individualized investment advice through the website unless expressly agreed to in a separate written engagement.
You should consult appropriately qualified professionals regarding your particular legal, tax, accounting, investment, or business circumstances.
Any examples, estimates, calculations, projections, illustrations, case studies, testimonials, or descriptions of previous transactions are provided for informational purposes only.
They are not guarantees or promises that another applicant, business, investor, or transaction will receive the same or similar result.
Actual results depend on individual circumstances, market conditions, underwriting, provider requirements, transaction structure, and other factors.
When you provide contact information and communicate electronically with PillarStar Capital, you consent to receive communications electronically where permitted by law and consistent with the permissions you provide.
Communications may include email, telephone calls, text messages, website messages, electronic notices, or other electronic communications relating to your inquiry, application, requested services, documents, transactions, or other matters.
Any additional consent required for marketing calls, automated communications, text messages, electronic signatures, or similar services will be governed by the specific consent language presented when applicable.
Your use of the website is also subject to the PillarStar Capital Privacy Policy.
Please review our Privacy Policy for information regarding how we collect, use, disclose, and protect information.
The website and its content, including without limitation text, graphics, logos, branding, designs, photographs, videos, icons, software, layout, and other materials, are owned by or licensed to PillarStar Capital or THE SHIP GROUP CAPITAL CORPORATION unless otherwise stated.
You may use the website for lawful personal or internal business purposes. You may not reproduce, republish, distribute, modify, sell, license, scrape, commercially exploit, or create derivative works from website content without prior written permission, except where permitted by law.
You agree not to use the website to:
We reserve the right to restrict or terminate website access where we reasonably believe these Terms have been violated.
The website may contain links to, integrate with, or reference third-party websites, applications, financial institutions, funding providers, service providers, or other businesses.
PillarStar Capital does not control third-party websites or services and is not responsible for their content, availability, privacy practices, security, representations, or terms.
Your use of third-party services is subject to the agreements and policies applicable to those services.
We strive to maintain accurate and current information, but website content may contain errors, omissions, outdated information, or technical issues.
We may modify, suspend, discontinue, update, or remove website content or functionality at any time without prior notice.
Information displayed on the website does not modify or supersede the terms contained in a fully executed financing agreement, investment document, disclosure, authorization, or other definitive written agreement.
TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, THE WEBSITE AND ITS CONTENT ARE PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED.
PillarStar Capital does not warrant that the website will always be available, uninterrupted, error-free, secure, or free from harmful components.
Nothing in this section limits any warranty or right that cannot lawfully be excluded or limited.
To the fullest extent permitted by applicable law, PillarStar Capital, THE SHIP GROUP CAPITAL CORPORATION, and their respective officers, directors, employees, representatives, affiliates, and agents will not be liable for indirect, incidental, special, consequential, exemplary, or punitive damages arising from or relating to your use of, or inability to use, this website.
This includes, where permitted by law, loss of profits, revenue, business opportunity, goodwill, anticipated savings, or data arising from website use or reliance on website content.
To the fullest extent permitted by applicable law, the Company's aggregate liability arising from a particular paid service will not exceed the amount you actually paid directly to the Company for that specific service during the twelve months immediately preceding the event giving rise to the claim.
These limitations do not apply to liability that cannot legally be excluded or limited.
To the extent permitted by applicable law, you agree to defend, indemnify, and hold harmless PillarStar Capital, THE SHIP GROUP CAPITAL CORPORATION, and their respective officers, directors, employees, representatives, affiliates, and agents from third-party claims, damages, losses, liabilities, and reasonable expenses arising from:
To the extent permitted by applicable law, these Terms and disputes concerning use of this website will be governed by the laws of the State of New York, without regard to conflict-of-law principles.
Subject to any mandatory rights or jurisdictional requirements established by applicable law, disputes arising specifically from use of this website will be brought in an appropriate state or federal court located in New York County, New York.
If any provision of these Terms is determined to be unlawful, invalid, or unenforceable, that provision will be enforced to the maximum extent permitted by law, and the remaining provisions will remain in effect.
A failure by PillarStar Capital to enforce a provision of these Terms does not constitute a waiver of that provision or of our right to enforce it in the future.
We may update these Terms periodically to reflect changes in our website, services, business practices, or legal requirements.
When changes are made, we will update the Last Updated date at the top of this page.
Your continued use of the website following the effective date of updated Terms constitutes acceptance of the revised Terms to the extent permitted by applicable law.
Questions regarding these Terms of Use may be directed to: